We won’t try to pair you with a one-size-fits-all policy. We’ll help you explore your options for your insurance coverage. Call us (802) 773-3000
General liability insurance provides a safety net for those risks and ensures a quick recovery following any accidents or other damages.
Here are just a few examples.
Like other types of insurance, general liability coverage will kick in after you have paid the deductible on your policy. In addition, any costs surpassing the coverage limits on your policy will remain your responsibility. Therefore, you may supplement general liability coverage with commercial property insurance or an umbrella insurance policy, depending on how your business interacts with the public.
General liability is a type of commercial insurance, so it caters to the needs of different businesses. As a general rule, if your business operates on clients’ properties, you should carry general liability insurance to cover any damage to those properties that may occur during your work. For example, general liability insurance for contractors is a construction industry standard. Many other types of small businesses can benefit as well. If you’re in any of the following industries, give our agents a call to check up on your general liability coverage needs:
Your coverage costs will vary depending on several factors. If your business faces more potential risks, then your coverage will come at a higher cost. For example, a landscaping company would pay more for general liability insurance than a small retail store. In addition to the nature and location of your work, your general liability quote will account for the number of employees you have, the different cities or states where you do business, and safety training required for the employees of your business.
Hull Maynard Hersey Insurance offers agile commercial insurance options to help your small business thrive, even when the unexpected occurs. Contact us today for insurance solutions in Vermont, New Hampshire, Maine, New York, and Massachusetts.
