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Boat Insurance

Let us compare boat insurance policies and provide you with options.

We won’t try to pair you with a one-size-fits-all policy. We’ll help you explore your options for your insurance coverage. Call us (802) 773-3000

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Boat Insurance

Boat Insurance from Hull Maynard Hersey

Owning a boat or other watercraft allows you the freedom to explore the waters of the Northeast Rivers, Atlantic Coast, or the lakes of New England.

But before you can hit the water, you need boat insurance coverage to prepare for the unpredictable nature of marine travel and recreation. Hull Maynard Hersey Insurance can help you obtain boat insurance for your watercraft so that you can enjoy more of your days worry-free on the water.

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Why You Need a Boat Insurance Policy

It’s a common misconception that you can fully insure your boat through your home insurance policy.

While you may have your boat included in your homeowners insurance coverage, this will most likely leave you underinsured. Home insurance policies have limitations for the size and horsepower of the craft that may be covered, and you will have limits on the types and costs of damages covered. Unless your boat is primarily in storage on your property, you’ll want to take out a dedicated boat insurance policy.


Building Your Boat Insurance Coverage with Hull Maynard Hersey Insurance

Whether you visit Hull Maynard Hersey Insurance just to insure your watercraft or to build a complete portfolio of coverage, we are ready to build a customized policy that suits your needs. Your boat insurance coverage will be designed based on the type of boat you have, how often you use it, and where you take it out on the water. Most policies will include coverage for damage to the boat, sails, hull, and equipment; new boat replacement; and fuel spill and cleanup liabilities. Along with a boat insurance policy, it’s a good idea to include umbrella insurance for additional liability protection in the event of an accident.


Understanding Your Boat Insurance Quote

The cost of boat insurance coverage can vary dramatically for different watercraft. Here’s a look at the factors that will contribute to your quote.

  • Type of boat
  • Length of the boat
  • Number of engines/horsepower
  • How you use your boat (racing, recreation, fishing, travel, etc.)
  • Where your boat is stored
  • Ownership history (Original owners often see lower rates.)
  • Owner’s boating experience (Participating in a safety course can help reduce insurance rates.)

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Marine Insurance and Commercial Boat Insurance Solutions

Many boat insurance companies only focus on insurance solutions for individual needs. However, commercial watercraft need insurance coverage as well. We can help you identify the marine insurance or commercial boat insurance that is available.

To get started, click the quote button and expect to hear from one of our agents soon!

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Click get a quote and you’ll receive a call shortly from one of our dedicated agents. You can also reach out to us directly at (802) 773-3000.
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