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Vermont boat insurance policy
Did you know?

It’s a common misconception that you can fully insure your boat through your home insurance policy. While you may have your boat included in your homeowners insurance coverage, this will most likely leave you underinsured. Home insurance policies have limitations for the size and horsepower of the craft that may be covered, and you will have limits on the types and costs of damages covered. Unless your boat is primarily in storage on your property, you’ll want to take out a dedicated boat insurance policy.


Boat Insurance Solutions

Owning a boat or other watercraft allows you the freedom to explore the waters of the Northeast Rivers, Atlantic Coast, or the lakes of New England. But before you can hit the water, you need boat insurance coverage to prepare for the unpredictable nature of marine travel and recreation.

For Individual Needs

Hull Maynard Hersey Insurance can help you obtain boat insurance for your watercraft so that you can enjoy more of your days worry-free on the water.

For Marine and Commercial Needs

Commercial boat insurance can be confusing and seem complicated, we will help you identify the marine insurance program that fits your specific needs.

Building Your Boat Insurance Coverage in Vermont

Your boat insurance coverage will be designed based on the type of boat you have, how often you use it, and where you take it out on the water.

Most policies will include coverage for damage to the boat, sails, hull, and equipment; new boat replacement; and fuel spill and cleanup liabilities.

Along with a boat insurance policy, it’s a good idea to include umbrella insurance for additional liability protection in the event of an accident.

Boat Insurance Coverage in Vermont

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Understanding Your Boat Insurance Quote

The cost of boat insurance coverage can vary dramatically for different watercraft. Here’s a look at the factors that will contribute to your quote:

  • Type of boat;
  • Length of the boat;
  • Number of engines/horsepower;
  • How you use your boat (E.g. racing, recreation, fishing, travel, etc.);
  • Where your boat is stored;
  • Ownership history (Original owners often see lower rates);
  • Owner’s boating experience (Participating in a safety course can help reduce insurance rates).

If you’re looking for boat insurance in Vermont, fill out the form at the bottom of this page to get a free insurance quote, or you can also reach out to us directly.

Call Us: (802) 773-3000
Watercraft Insurance
Why Choose Us

Boat Insurance in Vermont from Hull Maynard Hersey

At our local independent insurance agency, we make sure Vermont, New Hampshire, Massachusetts, New York and Maine boat owners get the best coverage. We compare different policies so that you can rest assured knowing your vessel is protected!

Save You Time

Hull Maynard Hersey Insurance can help you compare boat insurance policies in Vermont and find the right one for your needs.

Fit To Your Needs

Whether you only need boat insurance in Vermont or want to build a complete portfolio of coverage, we are ready to build a customized policy for your needs.

Customer Service

Working with Hull Maynard Hersey Insurance, you’ll find that our strength is in our customized approach to customer service.
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Get A Free Boat Insurance Quote

Request a free insurance quote and you’ll receive a call shortly from one of our dedicated agents.
Boat Insurance

More Insurance Programs

We represent national and regional carriers to provide a wide range of insurance lines that fit into your lifestyle.
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