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There’s no feeling quite like hitting the open road on a motorcycle, whether it’s for a long-distance journey or an afternoon adventure on a remote forest road. Maybe you even choose your bike for your morning commute to reduce the hassle of navigating traffic-clogged roadways. No matter how you like to ride, you’ll need to have proof of insurance before you can even register your motorcycle and get a license plate. That’s true whether you live in Vermont, Massachusetts, Maine, New York, or New Hampshire.

Coverage

What does Motorcycle Insurance cover?

If you’re an avid rider, your coverage will probably include more accident-focused coverage like enhanced injury protection. Alternatively, weekend riders may be most concerned with comprehensive coverage to pay for damage caused by theft, vandalism, or weather events. Here’s a look at the different ways your policy will offer protection.

No motorcycle insurance policy would be complete without coverage for the bike itself. Motorcycle insurance can help you restore your bike to pre-accident condition following a collision or cover damages incurred when you aren’t operating the bike, such as vandalism. Coverage is highly customizable, so you can make sure that your motorcycle is insured for its current condition and value, even if you have custom parts.

Your policy may also cover equipment you’re bringing along for the ride, such as camping gear and a first aid kit. In addition, many policies include coverage for your safety apparel, like your helmet, should it be damaged in an accident.

Motorcyclists are particularly vulnerable on the road, so collision coverage is essential. Many riders will choose to include collision insurance along with required liability coverage so that they’re covered no matter who’s at fault in an accident. Collision coverage also takes care of any accidents involving animals or property features.

What does Motorcycle Insurance cover

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More Information

Because every rider is a little different, you’ll want to sit down with an agent at your motorcycle insurance company to discuss your riding habits and personal coverage needs. Your policy may also be built a little differently if multiple riders are insured on your motorcycle. We’re here to help you explore your options for your insurance coverage.
One step you can take to potentially lower your motorcycle insurance quote is to take a professional safety course, especially if you’re an inexperienced rider. Begin building your motorcycle policy quote with Hull Maynard Hersey Insurance today. One of our agents will contact soon you to get started!

If you’re looking for motorcycle insurance, fill out the form at the bottom of this page to get a free insurance quote, or you can also reach out to us directly.


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Why Choose Us

Motorcycle Insurance from Hull Maynard Hersey

Our local independent agency helps motorcycle riders in Vermont, New Hampshire, Massachusetts, Maine and New York explore their coverage options. We won’t box you into a generic policy - let us help create an individualized plan that's right for you!

Competitive Rates

At Hull Maynard Hersey Insurance, we’ll work to get you motorcycle insurance coverage at an affordable, competitive rate.

Fit To Your Needs

For motorcycle insurance coverage, Hull Maynard Hersey Insurance can help you explore options for your insurance coverage.

Customer Service

Working with Hull Maynard Hersey Insurance, you’ll find that our strength is in our customized approach to customer service.
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