We won’t try to pair you with a one-size-fits-all policy. We’ll help you explore your options for your insurance coverage. Call us (802) 773-3000
But before you can hit the water, you need boat insurance coverage to prepare for the unpredictable nature of marine travel and recreation. Hull Maynard Hersey Insurance can help you obtain boat insurance for your watercraft so that you can enjoy more of your days worry-free on the water.
While you may have your boat included in your homeowners insurance coverage, this will most likely leave you underinsured. Home insurance policies have limitations for the size and horsepower of the craft that may be covered, and you will have limits on the types and costs of damages covered. Unless your boat is primarily in storage on your property, you’ll want to take out a dedicated boat insurance policy.
Whether you visit Hull Maynard Hersey Insurance just to insure your watercraft or to build a complete portfolio of coverage, we are ready to build a customized policy that suits your needs. Your boat insurance coverage will be designed based on the type of boat you have, how often you use it, and where you take it out on the water. Most policies will include coverage for damage to the boat, sails, hull, and equipment; new boat replacement; and fuel spill and cleanup liabilities. Along with a boat insurance policy, it’s a good idea to include umbrella insurance for additional liability protection in the event of an accident.
The cost of boat insurance coverage can vary dramatically for different watercraft. Here’s a look at the factors that will contribute to your quote.
Many boat insurance companies only focus on insurance solutions for individual needs. However, commercial watercraft need insurance coverage as well. We can help you identify the marine insurance or commercial boat insurance that is available.
To get started, click the quote button and expect to hear from one of our agents soon!
