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Snowmobile Insurance

Let us compare snowmobile insurance policies and provide you with options.

We won’t try to pair you with a one-size-fits-all policy. We’ll help you explore your options for your insurance coverage. Call us (802) 773-3000

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Snowmobile Insurance

Snowmobile Insurance from Hull Maynard Hersey

Do vast open tracts of freshly fallen snow trigger your sense of adventure?

If so, you may be one of many residents of the Northeast who seeks thrills on the back of a snowmobile. Or perhaps you live in an area where your snowmobile is your best source of transportation during winter storms. Either way, you will want to protect your snowmobile and yourself with insurance. Hull Maynard Hersey Insurance provides coverage options from a variety of carriers, so you can select the snowmobile insurance you need. 


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Do you need snowmobile insurance?

Before you reach out for a snowmobile insurance quote, you may wonder if you even need a policy. After all, it isn’t a legal requirement in every state.

However, you should consider the many potential risks involved with sledding—high speed, low visibility, unpredictable storm conditions, and the varied experience levels of other riders.

Plus, while they don’t have the horsepower of passenger cars, snowmobiles still reach high speeds and can cause significant damage in a collision. In addition to the risk of accidents involving other sleds, there’s also the possibility of falling through the ice, colliding with a wild animal, or flipping your vehicle. The right collision and comprehensive coverage can help you recover from these common snowmobile accidents.


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What does snowmobile insurance cover?

Most insurance companies will include the same snowmobile insurance coverages in their basic policies. However, there are many ways to adjust your coverage options to make your policy more affordable and adaptable to your needs. In general, your policy will include coverage for:

  • Collisions: If you’ve been in a collision, chances are your sled needs at least a few repairs. Collision coverage will be essential for covering various types of damage to your snowmobile caused by an accident.
  • Bodily Injuries: When there’s a risk of accidents, there’s a risk of injuries too. Therefore, your policy will include bodily damage liability insurance along with collision coverage for snowmobile repairs.
  • Property Damage: Property damage liability covers instances in which you damage someone else’s property. For example, if you lose control of your snowmobile and collide with someone’s garage, your policy can cover the costs of structural repairs (minus the deductible on the policy).
  • External Damage: Just like any other piece of property, your snowmobile may be the target of theft or vandalism. Alternatively, it could be damaged by hail or other weather events. Comprehensive coverage on your snowmobile insurance will kick in for these types of damages.

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Lets Discuss Your Snowmobile Insurance Needs

Build a quote with Hull Maynard Hersey Insurance to get a competitive rate for your insurance coverage. Call us today or fill out the form by clicking the quote button to get contacted by one of our agents.

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Click get a quote and you’ll receive a call shortly from one of our dedicated agents. You can also reach out to us directly at (802) 773-3000.
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