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Prepare for Summer with the Right Boat Insurance

On June 23, 2022
Boat Insurance

Before you go out on the water this summer, consider what you would do if you were in a boating accident that caused injuries to someone else. Or if someone else caused damage to your boat, or injured you or your family. Boat insurance covers physical damage to your boat or vessel, as well as damage or injury you may cause to someone else. Your boat insurance policy can include comprehensive and collision coverage, and include damages cause by events outside of your control like weather, theft, and fire. You can also purchase uninsured or underinsured boater coverage, which covers your injuries if you are the victim of an accident caused by another boater with no or limited insurance.

Why You Need Boat Insurance

Purchasing the right boat insurance in Vermont, New Hampshire, New York, Massachusetts, or Maine will protect you financially from injuries or property damage that may occur in a boating accident. Boat insurance and personal watercraft insurance also protects you if your boat or watercraft is stolen or damaged by inclement weather or someone else’s negligence. Boat insurance can cover powerboats, sailboats, fishing boats, pontoon boats, boat rentals, commercial boats, and personal watercraft like Jet Skis. If you damage your vessel or cause injuries or damage to someone else, your financial and personal liability is limited. 

Types of Boat Insurance

At Hull Maynard Hersey, we make our clients’ safety our priority. While other insurance companies only focus on boat insurance, or suggest that you insure your boat through your home insurance policy, our agents want you to have the full picture and as much information as possible so that you can have the right type of insurance coverage for your specific needs. We want to protect your safety, but also limit your liability. We can help you determine if you need individual boat insurance, commercial boat insurance, and/or marine insurance. We can also determine if you need watercraft insurance, yacht insurance, sailboat or dinghy insurance, and boat rental insurance. Just contact one of our agents for a free quote today

How to Choose the Right Boat Insurance

There are a number of factors that our agents take into consideration when providing a free quote for your boat insurance or watercraft insurance in ME, NH, VT NY, or MA. We will ask you questions about your boating experience, as well as key questions about the boat or watercraft you wish to insure, such as:

  • Type of boat
  • Length of the boat
  • Number of engines/horsepower
  • How you use your boat (racing, recreation, fishing, travel, etc.)
  • Where your boat is stored
  • Your ownership history (Original owners often see lower rates.)
  • Your boating experience (Participating in a safety course can help reduce insurance rates.)

About Hull Maynard Hersey Insurance

Our agents have over 60 years’ combined experience in the insurance business. Hull Maynard Hersey Insurance was formed by merging two of Vermont’s top insurance companies together, and creating a one-stop resource for both commercial and personal insurance needs. Every insurance agency sells for reputable carriers. The difference comes down to customer service. And that’s what we emphasize the most in our company. We work for our clients, which means we’re here to translate complex policy jargon into simple language you can understand, and to answer any questions you might have. We’ll also take the time to truly understand your needs and provide you with options. Our mission is to provide the dedicated customer service you need to feel comfortable and confident purchasing any type of insurance you might need.

Our Staff 

At Hull Maynard Hersey Insurance, we believe in treating our clients like family. We genuinely care about your safety and protection, and take pride in providing the highest level of customer service to each of our clients, big and small. Our experienced team has years of experience in the insurance field, and are friendly, knowledgeable, and happy to ask you any questions you have throughout the process of finding the right insurance for your needs. 

Why Choose Us for Your Boat Insurance this Summer? 

At Hull Maynard Hersey Insurance, our primary goal is to be the best insurance agency possible for each of our clients. We offer a wide range of insurance types and our friendly agents are ready to help you explore your boat insurance, watercraft insurance, and other insurance options in ME, NH, VT NY, or MA. Hull Maynard Hersey Insurance has deep roots in Rutland and Woodstock, Vermont. However, we serve clients throughout the region in New Hampshire, New York, Massachusetts, and Maine as well. While many insurance providers would have you spending hours on hold just to connect with a representative at a call center, our locally owned company remains committed to personalized customer service.

Our Services 

Our agency specializes in both personal and commercial insurance, including home, auto, life, commercial property, general liability, and umbrella insurance. We also offer specialized policies to cater to your unique lifestyle. For example, we can help you find a boat or motorcycle policy to go alongside your home and auto insurance policies. As independent insurance agents, we represent several national and regional carriers, including Safeco Insurance and The Travelers. With access to a wider range of carriers, you have more room to be selective about your coverage—that means optimal benefits for the most competitive price. Learn more about our services here:

Call Us at Hull Maynard Hersey Insurance for a Free Quote

Our experienced staff is standing by to provide you with a free quote for boat insurance or other watercraft insurance in ME, NH, VT NY, or MA. When you request a quote for any insurance policy through us, we can provide a variety of options from different carriers, so you get the best possible rate on your coverage. Let us compare boat insurance policies and provide you with options!

We won’t try to pair you with a one-size-fits-all policy. We’ll help you explore your options for your insurance coverage. Call us at (802) 773-3000 or request a quote online

About the Author

Jill Maynard-Nolan
President at Hull Maynard Hersey Insurance
Jill Maynard Nolan is the president of Hull Maynard Hersey Insurance. Jill has been in the insurance industry since 1991, following in her father’s footsteps - Hull Maynard. Jill and her team is dedicated to provide the customer service you need to feel comfortable and confident purchasing any type of insurance you might need.

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